How to Activate Axis Bank Credit Card in 2023

How to Activate Axis Bank Credit Card: If you have recently been approved for the Axis Bank Credit Card and it has been delivered to you, you may face difficulties in activating your Credit Card or using it for various types of transactions . This is because the activation process of Axis Bank Credit Card is not as simple as it used to be earlier.

Keeping in mind the safety of its credit card holders, Axis Bank has updated the process and we are here to explain it to you with this article. With your Internet Banking account or Axis Bank Moblie App, you can easily activate and manage your Credit Card by setting limits for domestic, international, contactless or other transaction types. Read the full article to understand the How to Activate Axis Bank Credit Card steps and set the usage limit for it: {How to Activate Axis Bank Credit Card}

How to Activate Axis Bank Credit Card?

Credit cards provide an easy way to pay for any expenditure instantly in a completely cashless manner. Credit cards give you the flexibility to meet any need even when you do not have cash available. They can be used to buy the latest mobile phone, book airline/train tickets or hotel stays, pay for dinner at an expensive restaurant with your loved ones, shop online or even buy monthly groceries can also be done. All you have to do is swipe the card now and pay your credit card bill later. {How to Activate Axis Bank Credit Card}

Axis Bank offers a wide range of credit cards to meet all the above needs. You can apply online for the most suitable credit card and avail attractive rewards and benefits.

However, before you can use your Axis Bank Credit Card for online or offline transactions, you need to activate it. Axis Bank Credit Card activation process involves generating the Credit Card PIN. Continue reading below to know the steps for Axis Credit Card activation by creating a PIN.

Different Ways to Create Axis Bank Credit Card PIN:-

You can activate the Axis bank Credit Card through Axis Net Banking, mobile application or by visiting the nearest ATM.

Generating Axis Bank Credit Card Pin through Net Banking:-

1. Go to the official website of Axis Bank.
2. Login to your Axis Bank Net Banking using your login credentials.
3. Go to ‘Accounts’ from the ‘Menu’ option and then click on ‘My Credit Card’.
4. Now select the option ‘More Services’ and then tap on ‘Credit Card Pin Change’.
5. Then confirm by clicking on the ‘Go’ button.
6. Enter a new pin
7. Tap on ‘Next’.
8. Bank will send a NETSECURE code to your registered mobile number for PIN generation.
9. Enter the NETSECURE code received and then ‘Confirm’ the activation.

Generating Axis Bank Credit Card PIN from Mobile App:-

1. Open the Axis Bank mobile app on your phone and log in to the app.
2. Select ‘Banking’ from the submenu and click on the ‘Services’ tab.
3. Now select the ‘Credit Card’ option and tap on the ‘Set/Reset PIN’ option.
4. A One Time Password (OTP) will be sent to your registered mobile number.
5. Enter OTP and proceed.
6. Then enter the four digit PIN of your choice.
7. This PIN needs to be verified with your Mobile Banking Personal Identification Number (MPIN).
8. On successful change of PIN you will see a confirmation message on the screen informing you that the PIN has been changed successfully

Generating Axis Bank Credit Card PIN through ATM:-

You can generate Axis Bank Credit Card PIN from ATM through either of the following two methods:

Step 1: If you are a first time user, you need to generate OTP:–

1. Insert your Axis Bank Credit Card into the ATM machine.
2. Then select the option ‘Set PIN’.
3. Click on ‘Generate OTP’ option.
4. Now enter the required details, including date of birth, card expiry date and registered mobile number.
5. Enter the OTP received and set a new PIN on the next screen.
6. Re-confirm the new set up PIN.
7. You will receive a confirmation message on your registered mobile number.

Step 2: If you have generated your OTP but not generated PIN then follow these steps:–

1. Select the ‘Set Pin’ option.
2. Then select ‘Set PIN OTP’.
3. Enter OTP received.
4. Enter a new PIN.
5. Re-confirm the new set up PIN.
6. You will receive a confirmation message on your registered mobile number.

In case you face any difficulty, you may contact the bank’s customer care number 18604195555 or send your concern via email at [email protected].

How To Activate Axis Bank Credit Card by SMS:-

Normally you will receive your Credit Card in active mode and ready to use, however, if your Credit Card is dispatched under temporary block mode, as the card delivery is specific in nature. Once the customer receives the card, they need to activate it by sending this SMS.

All you need to do is send an SMS from your registered mobile number. Make sure you have enough balance or unlimited plan to send SMS or else the message sending will fail. {How to Activate Axis Bank Credit Card}

1. Type “ACA<space>Last 4-digits of credit card number” & send this message to 56161600 OR +918691000002
2. For example, if the last 4 digits of your credit card number is 5767, type ACA5767 and send this message to the numbers above. {How to Activate Axis Bank Credit Card}

Hope you now understand how to activate your new Axis Bank Credit Card for the first time. You can use this number (+918691000002) to avoid any SMS charges as this number (56161600) will charge you Rs.5 for SMS.

What if you don’t activate your Axis Bank Credit Card?

If you do not activate your Axis Bank Credit Card, it can affect your credit score if you miss your payments. Even if you do not activate your credit card, your account remains open. This means that you will still be responsible for paying any charges related to your credit card account. If the fee is not paid, there will be a negative impact on your credit score. {How to Activate Axis Bank Credit Card}

Activating your Axis Bank Credit Card will improve your credit score as well as ease of using the card. It is advised that you follow the steps mentioned above before you start using your credit card at online or offline merchants. {How to Activate Axis Bank Credit Card}

FAQs for How to Activate Axis Bank Credit Card:-

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