How to Activate HDFC Credit Card:- Credit card has become necessary. Its ‘Buy Now, Pay Later’ concept helps you enjoy an interest-free period of 20-50 days. To make things fun, the HDFC Bank Credit Card allows you to earn rewards and cashback and enjoy discounts and offers that add value to every penny spent on the Credit Card. But like all other financial instruments, they can also be misused. Thus, ensuring the security of the card becomes extremely important.
It is for this simple reason that every HDFC credit card is received in passive mode. It needs to be activated before your first transaction. {How to Activate HDFC Credit Card}.
How to Activate HDFC Credit Card? Well, the answer to this question is simple. HDFC bank provides multiple channels through which its credit card customers can activate their credit cards. {How to Activate HDFC Credit Card}
- Through online mode
- Through net banking
- Through mobile banking
- Offline Mode / Through ATM
Table of Contents
How To Activate Your HDFC Credit Card Online?
How To Activate Your HDFC Credit Card Online? Follow these simple steps:
- Visit HDFC Bank website
- Login to your personal baking account using Customer User ID, Password
- Navigate to the ‘Cards‘ option
- Select “Credit Card” from the drop-down menu
- Click on ‘Request’
- Select ‘Instant PIN generation’
- Select the card number for which you want to generate the PIN
- Enter 4 digit PIN of your choice
- Re-enter PIN to confirm
- click on confirm
- Click on your mobile number to receive OTP
- Enter OTP received to activate HDFC Bank Credit Card PIN number
How to Activate HDFC Credit Cards through Netbanking?
HDFC Bank Credit Card customers can activate their HDFC Credit Card through HDFC Netbanking. The step-by-step process is:
- Visit Bank’s website {Click Here}
- Use Customer ID, Password to login to Net Banking Portal
- Click on the Credit Card tab
- Enter ‘Create Credit Card Pin’ in the ‘Request Section’
- Select the Credit Card number with which you wish to continue
- confirm request
- A new Credit Card PIN will be sent to your registered postal address
- Visit your nearest HDFC Bank ATM to change PIN
How to Activate HDFC Credit Cards through Mobile Banking?
- Download HDFC Bank Mobile Banking App
- Install app using banking credentials
- Log in to the app using the MPIN
- Go to ‘Cards‘ option
- Select ‘Credit Card’ from the drop-down menu
- Click on ‘Request’
- Select ‘Instant PIN generation’
- Select the card number for which you want to generate the PIN
- Enter the 4 digit PIN of your choice
- Re-enter the 4 digit PIN to confirm
- click on confirm
- Click on your mobile number to receive OTP
- Enter OTP received to activate HDFC Credit Card PIN number
How to Activate an HDFC Credit Card Through an ATM?
HDFC Bank Credit Card can be activated offline through ATM. To activate your HDFC Bank Credit Card offline, visit the nearest HDFC Bank ATM. Here is the step-by-step process on how to activate HDFC Credit Card through ATM:
- Visit HDFC Bank ATM
- Swipe your credit card in the ATM machine and choose your preferred language
- Select the option ‘Create new PIN using OTP’
- confirm your choice
- Soon an OTP will be received on the mobile number linked to the HDFC account
- Enter the OTP received on the ATM screen
- Enter your mobile number for cross-verification
- Create a new 4 digit PIN of your choice
- Retype and confirm the PIN number
- On successful activation of your PIN, you will receive an SMS on your registered mobile number.
FAQs for How to Activate an HDFC Credit Card:-
1. How can I activate my HDFC credit card?
Ans. You can activate your HDFC Credit Card by calling HDFC Bank’s 24-hour customer care number or by visiting HDFC Bank’s website.
2. Is it possible to activate my HDFC credit card online?
Ans. Yes, it is possible to activate your HDFC Credit Card online through HDFC Bank’s website or mobile app.
3. Do I need my credit card number to activate it?
Ans. Yes, you will need your credit card number to activate it. This information is usually given on the credit card or in the welcome letter sent to you by HDFC Bank.
4. How long does it take to activate an HDFC credit card?
Ans. The activation process for HDFC credit card usually takes a few minutes to complete either online or over the phone.
5. Do I need to be an existing HDFC Bank customer to activate my credit card?
Ans. No, you do not need to be an existing HDFC Bank customer to activate your credit card.
6. What should I do if I don’t receive my HDFC credit card within the expected delivery time?
Ans. In case you do not receive your HDFC Credit Card within the expected delivery time, you should contact HDFC Bank Customer Care for assistance.
7. Is it necessary to activate my HDFC credit card to start using it?
Ans. Yes, it is necessary to activate your HDFC Credit Card before you can start using it.
8. Can I activate my HDFC credit card for international usage?
Ans. Yes, you can activate your HDFC Credit Card for international usage by contacting HDFC Bank customer care service or through HDFC Bank website or mobile app.
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