Navi Loan App Eligibility, Documents, Fake or Real 2023

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Navi Loan is a personal loan app that allows users to apply for and receive unsecured personal loans through their mobile device. The app provides users with a quick and easy way to get money for a variety of expenses such as medical bills, home repairs, or debt consolidation. Navi uses advanced technology to assess the user’s creditworthiness and provide loan offers based on their financial status. Once the loan is approved, the money is usually disbursed within a few days.

If you are in need of a big loan and you feel disappointed everywhere, then this article of yours will be very useful for you. In today’s article, we are going to tell you about Navi Instant Personal Loan App, from where you can get Home Loan up to 1.5 Crore and Personal Loan up to 5 Lakh in simple installments.

If you want to take a loan from Navi Company, then you will also get information about which city you get the loan from.

Many people are wondering whether the loan from Navi Loan App will come into your bank account or not. We will tell you all these things in easy words in Hindi.

Incidentally, many loan companies have come in the market, such as Navi, mPokket, Creditt, PaySense: Personal Loan App, etc., which give you personal instant loans easily.

What is Navi Loan?

Navi Loan is a mobile app that provides unsecured personal loans to individuals. The app uses advanced technology to assess the creditworthiness of loan applicants and provides loan offers based on their financial status. Navi Loan offers people an easy and convenient way to avail personal loans for various expenses, such as paying off debt, covering unexpected medical bills, or financing home repairs. Once approved, the loan amount is usually disbursed within a few days.

In simple words, Navi App is an app owned by Navi Technology Private Limited, which deals with financial services like Personal Loan, Home Loan, Mutual Funds etc. Navi Finserv a Non-Banking Finance Company (NBFC) Navi Finserv Private Limited Accordingly, you can easily avail online loans from the comfort of your home with minimal documents and no paperwork.

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Navi Company also provides Health Insurance and also gives the option of Mutal Funds. If we talk about Personal Loan, then Navi Company will give you a personal loan ranging from Rs 10,000 to Rs 5 lakh.

How to Download Navi Personal Loan App?

To download Navi Personal Loan App, you can follow these steps:

  1. Go to the App Store on your mobile device (i.e., Apple App Store or Google Play Store)
  2. Search for “Navi Personal Loan”
  3. Select Navi Personal Loan App from the search results
  4. Tap “Install Now” or “Get” to download and install the app on your device
  5. Once the app is installed, launch it and follow the instructions to create an account and apply for the loan.

Note: The steps may vary slightly depending on your device and operating system.

What is the Navi Loan Eligibility?

If you have decided to take a loan through Navi App, then you must be aware of the eligibility criteria to take a loan on this application. If you are eligible to take loan on Navi, you will get loan from this application only.

Following are the eligibility criteria for loan on Navi App –

  • Navi App provides loans only to Indian citizens. You can only get a loan from Navi if you are an Indian citizen.
  • Navi offers loans only to persons above 18 years of age.
  • Navi does not provide loan all over India, you can check in Navi application whether the loan is available in the area where you live or not.
  • Navi will give you the loan only if you have a good credit score.

Documents for Navi Loan?

Very few documents are required to take Home Loan and Personal Loan from Navi App. You get both types of loans on Aadhaar card and PAN card only.

Documents to take loan from Navi App –

  1. Aadhar Card
  2. Pan Card

What is Navi loan Interest Rate?

Talking about the interest rate of Navi Personal Loan, this company charges a minimum interest rate of 12% and a maximum of 36%. Talking about the loan tenure, Navi offers a minimum tenure of 3 months to a maximum of 60 months.

Navi company also charges a processing fee for giving loan, which ranges from a minimum of 2.5% to a maximum of 6%. Looking at these rates in rupees, it ranges from Rs 1,499 + GST to a maximum of Rs 7,499 + GST.

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If you take a loan of Rs 50,000, you will be given a time limit of 12 months to repay the loan. After taking a loan of Rs 50,000, you have to pay 22% interest and the monthly EMI is around Rs 4,680.

In this way, taking a loan with Navi Company is a bit expensive, but you will get an instant personal loan with a guarantee.

Navi Loan App Fake or Real?

Navi App is 100 percent genuine app and provides you instant personal loan. Apart from this, the amount received in the loan also comes in your bank account. However, the amount of loan you will get depends on your income, CIBIL score, mail, city you are from, how eligible you are, etc.

Navi Loan Near Me:-

If you are looking for Navi Loan in your nearest city, then let us tell you that Navi offers personal loan in select cities only and the names of those cities are as follows.

  • Ahmedabad
  • Amritsar
  • Bangalore
  • Bhopal
  • Bhubaneswar
  • Chandigarh
  • Chennai
  • Ridge
  • Faridabad
  • Gandhi Nagar
  • Ghaziabad
  • Gurugram (Gurgaon)
  • Hyderabad
  • Indore
  • Jaipur
  • Jalandhar
  • Kolkata
  • Lucknow
  • Mumbai
  • Nagpur
  • New Delhi
  • Noida
  • Patna
  • Pune
  • face
  • Thane
  • Vadodara
  • Visakhapatnam
  • And so on

However, Navi Loan Company is expanding its service to more cities and Navi will start offering personal loans in more cities in the near future.

Navi Loan Customer Care Number?

For any kind of problem you can contact in Navi –

  • HelpLine Number (contact Number) – +91 80108 33333
  • Email ID – [email protected]
  • Official Website –
  • Address – 3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala Bangalore – 560095


Through this article, you got information about Navi App, where we told you what is Navi Loan App, how much interest this company charges for personal loan.

This lets you know in which cities Navi offers personal loans and whether the app is genuine or fake. Along with this, we have also removed your doubt that Navi Loan has been approved by RBI.

Apart from this, if you want to know something else, then you can ask your question by commenting below, the answer will be given immediately.

FAQs for Navi Loan App:-

1. What is Navi Loan App?

2. Who can use Navi Loan App?

Ans. Navi Loan App is available to any individual who meets the eligibility criteria set by the lender. Criteria may include minimum age, income and credit score requirements.

3. How do I apply for a loan on Navi Loan App?

Ans. To apply for a loan on the Navi Loan app, simply download the app, create an account and complete the loan application form with your personal and financial information. The app will then determine your loan eligibility and offer you the loan based on your credit score and other factors.

4. How long does it take to get approved for a loan?

Ans. The approval process on Navi Loan App is quick and efficient, and you can get loan approval within minutes. However, the actual time it will take to get approved will depend on your credit score and other factors.

5. What are the loan terms and interest rates offered by Navi Loan App?

Ans. The loan terms and interest rates offered by Navi Loan App may vary depending on several factors such as your credit score, income and loan amount. You can check the loan terms and interest rates on the app for the loan you are interested in before applying.

6. How do I repay my loan on Navi Loan App?

Ans. You can repay your loan on the Navi Loan app by setting up automatic payments or by making manual payments through the app. The app also provides you with a repayment schedule and allows you to track your loan balance and payment history.

7. Is my personal and financial information secure on Navi Loan App?

Ans. Navi Loan App takes the security of your personal and financial information very seriously and uses advanced security measures to protect it. Your information is encrypted and stored securely on the App’s servers, and only authorized personnel have access to it.

8. Is there a customer support team available for assistance on Navi Loan App?

Ans. Yes, Navi Loan App has a dedicated customer support team available to assist you with any queries or issues you may have. You can contact the support team through the app or via email, and they will respond to your inquiries as soon as possible.

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Hello friends my name is Lokesh Nama and I am from Jaipur district of Rajasthan. From the very beginning, I like to spend time on blogging, Youtube and social media networks. For this reason, I am a professional blogger.

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