How to take loan from Unnati Loan App – Unnati Loan App Review:- No matter how much money one earns in today’s time, but many times such situations come in front of him that he has to ask money from people. In a way, human problems and needs can never end. In such a situation, whether it is given by an individual or by a private organization or through an instant loan company.
If he gets loan or money from him, it is a matter of great happiness for him, but in reality it does not happen. At such a time, a person troubled by all these things thinks that from where will he get the money and who will give it to him.
He needs a loan from any bank or private institution, but it takes a lot of time. Today, to solve this problem of all of you, we have created such a mobile phone application. Through which people can take loans according to their needs while sitting at home. The name of this mobile loan app is Unnati Personal Loan App. How to take loan from Unnati Loan App? Apart from providing your information, here is the information about eligibility and review of Unnati Loan App application.
Table of Contents
What is Unnati Loan App
Unnati Personal Loan App is an online digital payment platform, which provides the possibility of lending with instant approval. This platform has been built keeping in mind the economy of the country. Through this application salaried people, small businessmen, small businessmen, middle income families etc can get loan as per their requirement.
Unnati Upwards has a lightweight web version that is only 8MB in size. Through this app, you can get an instant loan from Rs 20,000 to Rs 3,00,000. However, the monthly income of the applicant should be 10,000 or more to avail the loan from this application. More than 1 lakh people have installed this app so far. If we talk about its rating on Google Play Store, then its rating is 3.2.
Unnati Loan App Loan Amount
When a person applies for a loan through a private financial institution, company, bank, etc., to meet his needs, he must first know how much loan he can get. Through the Unnati app, you can take an instant loan ranging from Rs 20,000 to Rs 3 lakh as per your requirement.
Note: Your chances of getting a loan from Unnati Loan App depend on your CIBIL score, how much loan you can get. If your matrimonial score is bad then you cannot get the loan as well.
Unnati Loan Repayment Time Period
When a person needs a loan for some important work, a time limit is set to fill that loan through all the institutions or companies or even through mobile phone applications. Staying within that period, the person has to repay the installment of the loan. If you cannot make good on that loan, action can be taken against you or the company can charge more on your loan amount. Through Unnati Personal Loan, the loan has to be repaid within 3 months to 24 months, i.e. 2 years.
Unnati Loan App Interest Rate
If we talk about the interest rate i.e. interest rate for taking loan from Unnati Loan App, then it has to pay interest ranging from 16% to 34% per annum on the total loan amount.
Unnati Loan App Fees & Charges
On taking a loan through this app, you have to pay a processing fee ranging from 2.5 to 5% of the total loan amount. This fee is for the verification of your documents.
Unnati Loan App Eligibility
- The person who wants to take the loan must have the citizenship of India i.e. the citizen of India.
- The person must be at least 18 years of age.
- The monthly income of the applicant should be at least 10000.
- Apart from this, it is important to have a perfect civil score.
Unnati Loan App Important Documents
- Aadhar card
- PAN card
- Address proof
- Bank statement
- Photo
How to Take Loan from Unnati Loan App
- First of all, you have to download and install Unnati: Rs 3Lakh Online Loans app from Google Play Store.
- Now you have to create an account in this app by any method like Google or Facebook.
- Now the app asks for some permission from you, allow it. In this way your account is created on Unnati App.
- Now a form will open in front of you, in which you have to give your personal information. You have to fill it in 3 steps which are as follows-
Personal Detail:-
- First name
- Last Name
- Date of Birth
- Gender (Male/Female)
- PAN CARD
- Mobile Number
- Loan Amount
- Loan Purpose
- After filling all this information, you have to click on the option of Save and Continue.
Employee Detail:-
- Monthly income
- Salary Amount
- Employment Type
- Company Name
- Email ID
- Professional Type
- Work Experience
- While doing in the company
- After filling all this information, you have to click on the option of Save and Continue.
Residence Address:-
- Own house or on rent
- How long have you been living at the present address?
- Present Address
- Now you have to upload your documents and complete KYC and click on Submit and Continue option.
- Now the application process for your loan is complete. Now you have to wait for 24 to 48 hours.
- Finally, by processing the Unnati App Loan Agreement, the loan amount is transferred to your bank account.
FAQs for Unnati Loan App
1. What is Unnati Loan App?
Ans. Unnati Loan App is a mobile application that provides instant loans to users in India. It is designed to be quick and easy to use, and provides loans to individuals for a range of purposes such as education, medical emergencies, home repairs, or business.
2. How can I apply for a loan through Unnati Loan App?
Ans. To apply for a loan through the Unnati Loan app, you need to download the app on your mobile device, create an account and fill up the application form. You will also need to provide certain personal and financial information, such as your name, address, income, employment status and bank account details.
3. What is the eligibility criteria for availing loan through Unnati Loan App?
Ans. The eligibility criteria for availing loan through Unnati Loan App may differ depending on the type of loan you are applying for. Generally, you should be an Indian citizen or resident, aged between 21 to 58 years and have a stable source of income. You also need to meet the credit score requirements and other criteria as prescribed by the Unnati Loan App.
4. How much loan can I get through Unnati Loan App?
Ans. The loan amount you can avail through Unnati Loan App may vary depending on your eligibility and creditworthiness. However, you can usually borrow anywhere from INR 1,000 to INR 50,000 or more depending on your requirements.
5. What is the interest rate and repayment tenure for loan from Unnati Loan App?
Ans. The interest rate and repayment tenure for loans from Unnati Loan App may vary depending on the type of loan you are applying for and your credit score. Generally, the interest rates are competitive, and the repayment period can range from a few months to a few years, depending on the loan amount.
Thank you very much for visiting our [MoneyCred.in] website.